1. Invest in things that can increase or appreciate in value. (real estate, 401k, mutual funds, and save all you can (interest gain)
2. get married as early as you can (write offs and de-dupes living costs). but avoid divorce, or you’ll lose it all, even with a pre-nup.
3. Wait on kids as long as you can
4. Take risks at younger ages to yield higher returns
5. Spend as little as you can…on only the things you really want. Learn to Prioritize.
6. Refraining from keeping up with the Jeffersons aka. the latest clothes, cars, gadgets
7. Pay off debts as soon as you can.
8. Vacation like a local, rather than a tourist ( cook your own food, take public transports, avoid extravagent shopping trips, treat entertainment like infrequent planned splurges)
9. Eat well, exercise regularly and avoid unnecessary stress. Healthcare is one of the most expensive, unexpected costs you could have.
Or
take the easy route and marry rich if
a) you weren’t born into it,
b) lucky enough to have won something or been a beneficiary ,
c) worked hard and achieved financial success already.
At the end of it all, take risks, try new things, thrill your heart, mind, body and soul. Use your hard earned money with purpose, and save it from unnecessary things and people that use and abuse you like drugs, alcohol and negative people.
You’re saving so you can live life to the best of your abilities, because, in the end there are no guarantees that you will live past today.